1) Who we are

This website is operated by ITHACARE LEGAL ENTITY NAME (“IthacaRe”, “we”, “us”).
Registered office: ADDRESS TBD. Company number: NUMBER ####.
Contact: info@ithacare.com.

2) Acceptance of these terms

By accessing or using this website, you agree to these Website Terms of Use. If you do not agree, please do not use the site.

3) Changes to the site or these terms

We may update the site and these terms from time to time (for example, to reflect operational changes, security needs, or legal and regulatory requirements). The latest version will be posted on this page. Continued use of the site after changes take effect constitutes acceptance.

4) Information purpose only (no offer, no advice)

This site provides high-level information for discussion with potential partners, advisors, and investors. It is not an offer or solicitation to provide insurance or reinsurance, does not constitute financial, legal, or underwriting advice, and should not be relied upon for decision-making without independent professional advice.

5) Availability and security

The site is provided on an “as is” and “as available” basis. We do not guarantee that the site will be uninterrupted, error-free, or free from vulnerabilities. You are responsible for using appropriate security measures on your devices and networks.

6) Permitted use

You may use the site for lawful purposes only. You must not:

• Attempt to gain unauthorized access to the site, servers, or related systems.
• Introduce malware, scrape content at scale, or disrupt availability.
• Misrepresent your identity or affiliation when contacting us.
• Use the site in a way that breaches applicable law or regulation.

7) Intellectual property

The site and its content (including text, branding, layout, and design) are owned by or licensed to IthacaRe and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from the content without our prior written consent, except where permitted by law.

8) Third-party services and links

The site may link to or integrate third-party services (for example, scheduling and analytics). We do not control third-party websites or services and are not responsible for their content, security, availability, or practices. Your use of third-party services is governed by their terms and policies.

Where we use third-party tools, this may include: (i) a scheduling provider to let you book time with us, and (ii) analytics tools to understand how the site is used and improve performance. These providers may process limited data (such as device information, usage events, and the information you submit when scheduling) in accordance with their own policies. See our Privacy Notice and Cookie Notice for details and your choices.

9) Liability

To the maximum extent permitted by law, we exclude liability for any loss or damage arising from your use of, or inability to use, this site, including indirect or consequential losses (such as loss of profits, revenue, business opportunity, or data). Nothing in these terms limits liability where it cannot be excluded by law (including for fraud or fraudulent misrepresentation).

10) Privacy, GDPR and cookies

Our Privacy Notice (GDPR) explains how we process personal data and your rights. Our Cookie Notice explains how cookies and analytics are used, including how you can manage preferences via “Cookie settings” in the footer.

11) Governing law

These terms are governed by the laws of England and Wales (replace with your preferred jurisdiction). Courts of that jurisdiction will have exclusive jurisdiction, unless mandatory local law provides otherwise.

12) Contact

Questions about these terms: info@ithacare.com.